Refile bankruptcy in GA and erase Debt1. How many times can a person file for bankruptcy in Georgia?

There is no set number of cases a person can file. Whether a person can file a second or more bankruptcy cases depend on that person’s factual situation. However, most people are eligible to file a case whenever they want to file. The type of case they can file may depend on what happened in the previous case.


Refile Chapter 7 in Georgia Picture2. When can a person file another Chapter 7 in

A person is allowed to get a discharge in a Chapter 7 once every 8 years. The time period is calculated by using the filing dates of the cases. For example, if a person filed a Chapter 7 bankruptcy case on October 15, 2005, that person would have to wait until October 16, 2013 to be eligible for a new Chapter 7 case. In our example a person could file a Chapter 7 bankruptcy case any time after October 16, 2013.


Even if your case was dissed you maybe able to refile bankruptcyPicture3. What if I filed a case and it was dismissed before I
finished my case?

You can usually file another case immediately. However, if you file another case within 1 year of the dismissal of a previous case, the new case can have a limited or even no stay depending on the facts of your situation. Call us and we can give you exact information about your personal options.


Refile Chapter 13 bankruptcy in Georgia Picture4. Can I refile a new Chapter 13 bankruptcy case in Georgia?

The short answer is yes. Whether you have to file a full pay back plan or a partial pay back plan may depend on the following:



(A) When you filed the first Chapter 13;
(B) Whether you received a discharge in your previousChapter 13:
(C) What percentage of debt did you pay your unsecured
creditors in your previous Chapter 13;
(D) How much money you make;
(E) Whether you did anything ethically wrong in you

Call us or email us and we can tell you your options.

File a Chapter 13 after a Chapter 7 and not have to wait 8 years Picture5. Can I file a Chapter 13 case after I have already
received a discharge in a Georgia Chapter 7

The answer is yes. What type of Chapter 13 case and the required plan provisions will depend on how much time has elapsed between the filing of the Chapter 7 case and the Chapter 13 case.

Rhymer Law Offices

Athens Office

The Butler Building
Suite 103
337 South Milledge Ave
Athens, GA 30605
Phone: 844-671-1775

Conyers Office

1036-B Iris Drive SE
Conyers, Georgia 30094
Phone: 844-671-1775

Lawrenceville Office

189 West Pike Street
Suite 109
Lawrenceville, Ga 30046
Phone: 844-671-1775

Loganville Office

Loganville Office Center
Loganville Plaza
Suite 110
4396 Lawrenceville Rd.
Loganville, Ga 30052
Phone: 844-671-1775

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